Swarna Sanchay Yojana
100% BIS Hallmark (HUID) purity guaranteed
Swarna Sanchay Yojana
Deposit ₹1,500 every month for 15 months. In the 16th month we add the ₹2,500 instalment ourselves, taking your maturity value to ₹25,000 of BIS hallmarked gold.
| Your monthly instalment | ₹1,500 |
| Total deposit (15 months) | ₹22,500 |
| Bonus (from us) FREE | ₹2,500 |
| Total maturity value | ₹25,000 |
Limited seats: only 100 members per group
Book your passbook todayMember benefits
₹500
Joining gift
Joining gift worth ₹500
Premium bedsheet, Jayna steel Mayur jug, 1000ml hot case or an Oliveware lunch box.
₹1,500
Milestone gift
5th month gift worth ₹1,500
Home decor pieces and artificial jewellery.
Month 5
₹1,500
Milestone gift
9th month silver coupon worth ₹1,500
Redeemable against silver jewellery. Valid on shopping of ₹2,500.
Month 9
₹1,200
Referral gift
Premium electric kettle
Awarded with the Mega Referral Bonus when you add 10 members in a calendar month.
Generation Income Plan
Earn on every instalment paid across 7 levels of your team.
| Level | Percentage | On a ₹1,500 instalment |
|---|---|---|
| Level 1 | 5% | ₹75 |
| Level 2 | 4% | ₹60 |
| Level 3 | 3% | ₹45 |
| Level 4 | 2% | ₹30 |
| Level 5 | 1% | ₹15 |
| Level 6 | 1% | ₹15 |
| Level 7 | 1% | ₹15 |
Common questions
You deposit ₹1,500 every month for 15 months — a total of ₹22,500. In the 16th month we add ₹2,500 ourselves, so your maturity value is ₹25,000.
Add 10 new members in one calendar month and have each pay their first instalment. You instantly receive ₹3,000 in your wallet, a ₹2,000 cash prize and a premium electric kettle.
If those 10 members keep paying on time for the next 4 months, you earn ₹3,000 a month for 3 months — ₹9,000 in total. If even one member misses an instalment, the bonus stops.
Pay your own next instalment, transfer it to a fellow member to pay theirs, or use it in full towards jewellery at maturity.
Yes. Every piece carries a 100% BIS Hallmark with a HUID, so purity is guaranteed.
You earn a percentage of every instalment paid across 7 levels of your team — 5%, 4%, 3%, 2%, 1%, 1% and 1% by default. The current percentages are always shown on your dashboard.