Terms & Conditions
1. The monthly instalment must be deposited by the due date; a grace period of 5 days applies.
2. The company bonus instalment is credited only after all 15 instalments are received.
3. Mega Referral Bonus requires 10 new members within one calendar month, each having paid their first instalment.
4. The loyalty bonus stops permanently if any member of the locked group misses an instalment.
5. Wallet balance may be used for your own instalment, transferred to another member, or redeemed against jewellery at maturity. It is not refundable in cash.
6. Gift articles are subject to availability; an equivalent article may be substituted.
7. The silver coupon is valid on shopping of ₹2,500 and expires 12 months after issue.
2. The company bonus instalment is credited only after all 15 instalments are received.
3. Mega Referral Bonus requires 10 new members within one calendar month, each having paid their first instalment.
4. The loyalty bonus stops permanently if any member of the locked group misses an instalment.
5. Wallet balance may be used for your own instalment, transferred to another member, or redeemed against jewellery at maturity. It is not refundable in cash.
6. Gift articles are subject to availability; an equivalent article may be substituted.
7. The silver coupon is valid on shopping of ₹2,500 and expires 12 months after issue.