Live Golds Rath Today's Live Gold & Silver Rate New Delhi Updated 02 Nov, 9:49 PM
Golds Rath Golds Rath Swarna Sanchay Yojana
Swarna Sanchay Yojana

Swarna Sanchay Yojana

Deposit ₹1,500 every month for 15 months. In the 16th month we add the ₹2,500 instalment ourselves, taking your maturity value to ₹25,000 of BIS hallmarked gold.

  • 100% BIS Hallmark (HUID) purity guaranteed
  • Limited seats: only 100 members per group
Book your passbook today
Your monthly instalment
₹1,500
Total deposit (15 months)
₹22,500
Bonus (from us)
₹2,500
FREE
Total maturity value
₹25,000

Member benefits

₹500
Joining gift
Joining gift worth ₹500

Premium bedsheet, Jayna steel Mayur jug, 1000ml hot case or an Oliveware lunch box.

₹1,500
Milestone gift
5th month gift worth ₹1,500

Home decor pieces and artificial jewellery.

₹1,500
Milestone gift
9th month silver coupon worth ₹1,500

Redeemable against silver jewellery. Valid on shopping of ₹2,500.

Valid on shopping of ₹2,500

₹1,200
Referral gift
Premium electric kettle

Awarded with the Mega Referral Bonus when you add 10 members in a calendar month.

Mega Referral Bonus

Mega Referral Bonus

Add 10 new members in one calendar month, each paying their first instalment, and receive ₹3,000 in your wallet, ₹2,000 cash prize and a premium gift.

Keep all 10 group members paying on time for the next 4 months and earn ₹3,000 a month for 3 months - ₹9,000 in total. One missed instalment stops the bonus.

Join Now
Mega referral bonus
₹3,000
Wallet Balance
Cash prize
₹2,000
Qualified
Loyalty Bonus (Level 2)
₹3,000 × 3 = ₹9,000
Checks instalment month 4

Generation Income Plan

Earn on every instalment paid across 7 levels of your team.

Level 1 5% ₹75
Level 2 4% ₹60
Level 3 3% ₹45
Level 4 2% ₹30
Level 5 1% ₹15
Level 6 1% ₹15
Level 7 1% ₹15

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What our members say

I saved ₹1,500 a month without feeling it, and walked out with a beautiful hallmarked set.

Sunita Sharma Bijwasan

The referral bonus is real. I added ten members and the wallet credit came the same week.

Rakesh Verma Dwarka

Gifts at the 5th and 9th month were a lovely surprise. The staff explain everything clearly.

Anita Gupta Najafgarh

Common questions

You deposit ₹1,500 every month for 15 months — a total of ₹22,500. In the 16th month we add ₹2,500 ourselves, so your maturity value is ₹25,000.

Add 10 new members in one calendar month and have each pay their first instalment. You instantly receive ₹3,000 in your wallet, a ₹2,000 cash prize and a premium electric kettle.

If those 10 members keep paying on time for the next 4 months, you earn ₹3,000 a month for 3 months — ₹9,000 in total. If even one member misses an instalment, the bonus stops.

Pay your own next instalment, transfer it to a fellow member to pay theirs, or use it in full towards jewellery at maturity.

Yes. Every piece carries a 100% BIS Hallmark with a HUID, so purity is guaranteed.

You earn a percentage of every instalment paid across 7 levels of your team — 5%, 4%, 3%, 2%, 1%, 1% and 1% by default. The current percentages are always shown on your dashboard.

Book your passbook today

Limited seats: only 100 members per group